Q: What is contract hire?

Contract hire (more commonly known as 'leasing') is a form of car finance whereby you pay fixed monthly payments to use a brand-new vehicle. Each agreement is subject to you passing a credit check to ensure that you can afford the monthly payments. There are two types of contract hire agreements to choose from, which are: Personal Contract Hire - for people who want a new car to use solely for personal journeys. Monthly prices advertised include VAT. Business Contract Hire - for businesses looking to lease one or multiple cars for work purposes. VAT-registered companies don't pay VAT on the monthly lease price of the car or any additional maintenance package selected. The amount you pay for a Personal and Business Contract Hire agreement is affected by the annual mileage, contract length and initial rental payment you choose.

Q: Can I put a private plate on a lease car?

Yes, you can put a private plate on your lease car, but you'll need to get permission from your finance provider. Once you have permission to put your custom plate on your car, you'll need to follow these five steps before it can be used legally: Name your finance provider as the nominee on your Certificate of Entitlement, which can be done online or by post. Once you have the certificate, you'll need to send it to your provider, along with a cheque payable to the DVLA for the cost of assigning the number plate. Await an acknowledgement letter from your provider confirming receipt of the certificate. Send all the documents to the DVLA so that the transfer can be processed. Await acknowledgement documents from the DVLA confirming that the registration number has been updated, at which point you can put the private plate on your lease car.

Q: Where does free UK mainland delivery include?

Moneyshake's free UK mainland delivery includes most parts of the island incorporating England, Wales and Scotland. However, Northern Ireland, the Scottish Highlands and the Channel Islands are generally an exception. Even if you don't currently live in mainland UK, you'll still be eligible to lease a car from Moneyshake. Once you enquire on a car that you want, one of our helpful leasing providers will be able to explain your delivery options and explain any additional charges required to deliver the car outside of a UK mainland address.

Q: What happens if I'm made redundant during my lease?

If you're made redundant during your lease agreement, the first thing you should do is contact your leasing provider at the earliest opportunity and notify them of your situation. They will be able to talk you through what happens next - this will vary depending on the finance provider and is dealt with on a case-by-case basis, but you may need to pay an early termination fee. The key thing to remember is not to panic. Most leasing providers are understanding and have experience of dealing with unexpected job losses, so they'll work with you in order to come to a mutually beneficial solution. However, if you want to find out more about getting out of a car lease deal, you can read our handy guide to doing this here.

Question 1

What is car leasing?

Accepted Answer

Car leasing is essentially long-term rental of a brand-new vehicle. The leasee (i.e. you) pays fixed monthly payments to use a car for 2-4 years before returning it to the finance provider that owns it.

Before you agree to a lease deal, you&#x27;ll be asked to choose three things:

1. Initial rental - an upfront payment which goes against the total cost of the agreement. This is usually worth three, six or nine months&#x27; of the vehicle&#x27;s monthly rental price.
2. Contract length - how long you&#x27;ll have a lease car for, most commonly expressed in months (e.g. 24, 36 or 48 months).
3. Annual mileage - this is the number of miles you wish to drive the car for each year of your contract. You can generally choose between 8,000-30,000 miles, which you then multiply by your contract length (in years) to find out your total mileage allowance for your deal.

Most lease deals won&#x27;t include insurance, so it will be your responsibility to arrange for a fully comprehensive policy for the car. However, road tax is often included, at least for the first year. Many leasing companies will include road tax for the entire duration of your agreement.

It&#x27;s important that you make your monthly payments on time and stick to your agreed annual mileage to avoid facing extra charges from the finance provider. Similarly, you should keep the car in a condition which reflects fair wear and tear for the time that you&#x27;ve had it so that you won&#x27;t receive damage charges.

Question 2

Is leasing better than buying?

Accepted Answer

Leasing a car is an affordable way to get behind the wheel of a brand-new car, without having to pay a large upfront fee often associated with purchasing a vehicle. Each deal comes with fixed monthly payments which can be tailored to suit your budget, plus the option of a low upfront initial rental. Unlike when you buy a car and need a large amount of cash to meet the vehicle&#x27;s retail price, leasing is a better option for getting behind the wheel of a newer model quickly.

Buying a car can be a better option than leasing if your driving style doesn&#x27;t suit the mileage restrictions which are in place when you lease. For example, if you drive more than 30,000 miles per year, you&#x27;ll find it difficult to come across many lease deals which offer this as an option. In this case, it&#x27;s probably better to look at buying a second-hand model which you can afford to put as many miles on as possible without facing excess mileage charges.

Find out more about whether leasing or buying is a better option for you in our full guide comparing the two options.

Question 3

What is contract hire?

Accepted Answer

Contract hire (more commonly known as &#x27;leasing&#x27;) is a form of car finance whereby you pay fixed monthly payments to use a brand-new vehicle.

Each agreement is subject to you passing a credit check to ensure that you can afford the monthly payments.

There are two types of contract hire agreements to choose from, which are:

Personal Contract Hire - for people who want a new car to use solely for personal journeys. Monthly prices advertised include VAT.
Business Contract Hire - for businesses looking to lease one or multiple cars for work purposes. VAT-registered companies don&#x27;t pay VAT on the monthly lease price of the car or any additional maintenance package selected.
The amount you pay for a Personal and Business Contract Hire agreement is affected by the annual mileage, contract length and initial rental payment you choose.

Question 4

How old do I have to be to lease?

Accepted Answer

You have to be at least 18 years old in order to lease a car, although there isn&#x27;t an upper age limit.

The reason that there&#x27;s a lower age limit is because most people who are younger than 18 years old won&#x27;t have enough credit history in order to pass the finance provider&#x27;s credit check.

Question 5

Can I put a private plate on a lease car?

Accepted Answer

Yes, you can put a private plate on your lease car, but you&#x27;ll need to get permission from your finance provider.

Once you have permission to put your custom plate on your car, you&#x27;ll need to follow these five steps before it can be used legally:

Name your finance provider as the nominee on your Certificate of Entitlement, which can be done online or by post.
Once you have the certificate, you&#x27;ll need to send it to your provider, along with a cheque payable to the DVLA for the cost of assigning the number plate.
Await an acknowledgement letter from your provider confirming receipt of the certificate.
Send all the documents to the DVLA so that the transfer can be processed.
Await acknowledgement documents from the DVLA confirming that the registration number has been updated, at which point you can put the private plate on your lease car.

Question 6

Can a new business lease a car?

Accepted Answer

A new business can lease a car, despite the fact that it might not have substantial financial history.

As long as a finance provider can see documents which prove the business can afford the monthly lease payments, the size of the business is irrelevant.

If your business is interested in leasing a car, there are certain documents and details required as part of the credit check process.

This includes the following:

Business details - e.g. name, address, company registration number and yearly revenue.
Director information - e.g. name, marital status and date of birth.
Bank details - e.g. name of company&#x27;s bank, account number and sort code.
Business bank statements/audited accounts (three months&#x27; worth).
Management accounts.
Director&#x27;s guarantee to pay the monthly rentals if the business has to default.

Question 7

Can I lease an electric car?

Accepted Answer

Electric cars are available to lease for personal and business use as a way of getting behind the wheel of the latest models without having to pay the large asking price that these models have.

Electric car leasing is particularly beneficial for businesses as they&#x27;ll get competitively low BIK (Benefit in Kind) tax rates thanks to these vehicles producing zero CO2 emissions.

Some leasing companies are partnered with providers of EV charging for homes too, which can help you get an affordable charger with the vehicle. These dedicated points offer a faster rate of charge than the standard cable which comes with the car and plugs into a standard domestic socket.

Question 8

Where will the car be delivered?

Accepted Answer

You can choose any UK mainland address for the delivery of your lease car.

Depending on which finance provider you lease from, the car will either be delivered on a transportation lorry or it will be driven to your chosen delivery address.

If your lease car is being delivered on the back of a transportation lorry, you&#x27;ll have to notify your finance provider about any potential problems with access if there&#x27;s limited space (i.e. you live on a narrow country lane, for example).

Should your lease car be driven to you, remember to make a note of the mileage on the odometer once it arrives. At the end of your agreement, you can then deduct these miles from your total mileage in order to get the accurate number from your odometer.

Question 9

Where does free UK mainland delivery include?

Accepted Answer

Moneyshake&#x27;s free UK mainland delivery includes most parts of the island incorporating England, Wales and Scotland. However, Northern Ireland, the Scottish Highlands and the Channel Islands are generally an exception.

Even if you don&#x27;t currently live in mainland UK, you&#x27;ll still be eligible to lease a car from Moneyshake.

Once you enquire on a car that you want, one of our helpful leasing providers will be able to explain your delivery options and explain any additional charges required to deliver the car outside of a UK mainland address.

Question 10

What happens if I&#x27;m made redundant during my lease?

Accepted Answer

If you&#x27;re made redundant during your lease agreement, the first thing you should do is contact your leasing provider at the earliest opportunity and notify them of your situation. They will be able to talk you through what happens next - this will vary depending on the finance provider and is dealt with on a case-by-case basis, but you may need to pay an early termination fee.

The key thing to remember is not to panic. Most leasing providers are understanding and have experience of dealing with unexpected job losses, so they&#x27;ll work with you in order to come to a mutually beneficial solution.

However, if you want to find out more about getting out of a car lease deal, you can read our handy guide to doing this here.

Question 11

What’s the difference between personal and business leasing?

Accepted Answer

Leasing a car for business use is different than if you were to lease privately through a personal agreement, mainly because you can reclaim up to 50% of the VAT on the monthly payments. On top of this, you’ll also be able to get 100% tax relief on any maintenance package for your new car.

Just like with personal leasing, a credit check is required in order to prove to the finance company that you can make the payments, but you will also need three months&#x27; worth of business bank statements or audited accounts, the address of the HQ and Director details.

If you are a limited company, sole trader, LLP or partnership, you could be eligible for business leasing, so be sure to check this with one of our approved providers.

Question 12

How long does a lease deal last?

Accepted Answer

Our Personal Contract Hire and Business Contract Hire deals are available from 24-48 months (two to four years) depending on how long you want the vehicle for.

A longer contract will spread the monthly payments more, making the rentals each month cheaper than a shorter contract. However, because the law states that vehicles require an MOT once they are three years old, you will be responsible for arranging and paying for this if you choose a 48-month deal.

Our two and three-year contracts are the most popular options, allowing you to drive a brand-new car of your choice for fixed rental payments without worrying about service costs, provided the car is kept in a good condition.

Question 13

What&#x27;s included in the contract?

Accepted Answer

All of our lease deals include the following:

- Full manufacturer’s warranty
- Free UK mainland delivery
- Road tax

Question 14

What’s not included in the contract?

Accepted Answer

The following aren&#x27;t included in our lease deals:

- Insurance
- Servicing and maintenance (packages available)

Question 15

Who’s responsibility is insurance?

Accepted Answer

It&#x27;s your responsibility to arrange insurance for your lease car from the day that it&#x27;s delivered until your chosen provider collects it.

Because the finance provider is the registered owner and keeper of the vehicle, they will more than likely require you to choose a fully comprehensive policy, which will cover damage to other people&#x27;s property, you and your car, and any passengers if they get injured.

For personal leasing, the insurance must be in the name of the person who is the main finance holder. For business leasing, this needs to be in the company or director&#x27;s name.

Question 16

What’s the initial rental?

Accepted Answer

The initial rental is an advanced payment which is usually three, six or nine months&#x27; worth of the monthly leasing payment for the car.

This will usually be payable to the provider within 14 working days of delivery and the amount will determine how much you pay each month. For example, a nine-month initial rental will result in cheaper lease payments than a three or six-month would.

Question 17

Do lease cars have a warranty?

Accepted Answer

All lease vehicles from Moneyshake are brand new and come with the full manufacturer warranty.

The standard warranty is three years/60,000 miles (whichever one comes first), but some manufacturers specialise in providing longer cover, most notable of which is Kia&#x27;s seven-year/100,000-mile protection.

While the vehicle is under warranty you won&#x27;t need to worry about mechanical or electrical faults not caused by driver error, such as in an accident.

Question 18

What happens if my lease car is involved in an accident or written off?

Accepted Answer

You will have to pay for any repairs to your lease vehicle if it&#x27;s involved in an accident and any work carried out must be done at a garage which is approved by the leasing provider. Leaving any damage until the day when the vehicle is due to be collected will result in an expensive charge in order to get it fixed.

A maintenance package will only cover routine servicing and wear and tear issues, so won&#x27;t protect you for damage caused as a result of an accident or driver error. In the event of your lease car being written off or declared a &#x27;total loss&#x27; by your insurance company, you&#x27;ll need to contact the leasing company or provider immediately.

Afterwards, the funder will require written confirmation from the insurer, and a &#x27;settlement figure&#x27; for any outstanding finance on the car will be worked out.

Question 19

What annual mileage should I choose?

Accepted Answer

The amount of miles you specify you&#x27;ll drive each year has a big impact on the cost of your monthly lease payments. Our personal and business contracts generally allow you to choose from 8,000-30,000 miles each year, with lower mileage options meaning cheaper payments each month.

However, it&#x27;s important to be honest when declaring your annual mileage, as an inspection agent will make a note of the total distance covered by the car at the end of your agreement. An excess mileage charge will be in place at a rate per mile by the leasing provider, which can result in a hefty bill.

Question 20

Will a finance company check my credit history?

Accepted Answer

Yes, a credit check from a finance provider is a requirement for all personal and business leasing contracts. Typically funders expect a good to excellent credit score, with the majority of our providers using either Experian or Equifax.

It&#x27;s a good idea to check your credit score before making an application for a lease deal. However, other factors come into play such as your ability to make the regular payments, not just individual credit score alone. Most finance providers will take around 3-5 working days to respond to an application.

Question 21

Can I use a guarantor if I can’t get finance?

Accepted Answer

This will depend on the finance provider behind your chosen deal. In some cases you may be able to have a guarantor who will take on responsibility for the monthly payments if the main policy holder defaults, often this will need to be a family member that has good to excellent credit.

Another option which could be available is a joint application, where you and another person apply for a lease agreement together, splitting the monthly rental payments. It&#x27;s not common for a provider to allow this, and two people going together for a joint application will need to live at the same address (e.g. a partner or parent).

Question 22

What restrictions are there when leasing a car?

Accepted Answer

If you&#x27;re 18-years-old, have a full UK driving licence and have a good to excellent credit score then you shouldn&#x27;t have an issue being approved for a car lease.

Question 23

I&#x27;ve not been approved for finance. What can I do?

Accepted Answer

It&#x27;s not the end of the world if you&#x27;ve been declined finance. Depending on your circumstances, there may be other options available to you, which a sales advisor can from a leasing provider can give you guidance on following an enquiry.

Question 24

Is &#x27;no deposit&#x27; leasing available?

Accepted Answer

We don&#x27;t provide &#x27;no deposit&#x27; lease deals. However, we do have a low initial rental option (starting from one month) which can mean you don&#x27;t have to pay a large amount upfront for a new vehicle.

Remember that a lower initial rental will result in higher monthly payments for the remainder of your lease agreement.

Question 25

Can I test drive a lease vehicle before ordering?

Accepted Answer

Unfortunately not because our leasing providers don&#x27;t hold the stock for the cars, which come from the manufacturers&#x27; dealerships.

Question 26

Who owns a lease vehicle?

Accepted Answer

The finance provider is the registered owner and keeper of lease vehicles on all personal and business contract hire agreements. So, you won&#x27;t get a V5C registration document (or &#x27;log book&#x27;) with the vehicle, as they will hold onto it.

Question 27

What happens if I exceed the agreed mileage on my lease agreement?

Accepted Answer

Each provider will have a rate per mile charge that will vary depending on the company. This can be anywhere from 5p to 30p, although you should check your contract to see exactly what the excess is.

Question 28

Can I change aspects of my lease?

Accepted Answer

Any changes to your lease contract will be made at the discretion of the provider who is supplying the vehicle. Don&#x27;t worry though, our providers understand that a lot can change even in a 24-month contract and you shouldn&#x27;t have issues renegotiating your contract if this happens.

For example, you may experience one of the following situations:

- Change jobs or move home which may mean you will exceed the total mileage
- Your financial situation changes in a way that makes it unlikely you will afford the monthly lease payments
- You get another vehicle and no longer need the lease car

In all these circumstances you should contact the finance provider as soon as possible.

Question 29

Can I pass the lease to someone else?

Accepted Answer

Transferring a lease agreement to another person is a decision which is at the discretion of the finance provider. However, it&#x27;s important to remember that any discussion about a transfer of contract will need to be with the person named on the finance agreement and you must have the registration number of your vehicle to hand.

Question 30

Can I modify my lease vehicle?

Accepted Answer

Some small modifications may be allowed, but you must check this with the finance provider, otherwise you risk invalidating the manufacturer&#x27;s warranty. Accessories such as a tow bar will need to be requested at the point of order.

Question 31

How much wear and tear is considered acceptable?

Accepted Answer

When you return a lease vehicle, there mustn&#x27;t be any wear and tear on any part of the vehicle which is considered beyond &#x27;normal&#x27;.

You will be provided with guidelines with your contract which will highlight what constitutes fair wear and tear, and an inspection agent will take into consideration the age and mileage of the vehicle.

If the car&#x27;s condition exceeds these guidelines, you will be charged for any repairs that are needed.

Question 32

Can I end my lease agreement early?

Accepted Answer

An early termination will be at the discretion of the finance provider and won&#x27;t be available for all contracts.

If you would like to end your lease agreement early, contact your provider.

Remember that an early termination fee will apply in order to settle any outstanding finance on the vehicle.

Question 33

What happens if the contract holder dies?

Accepted Answer

The trustee of the estate will need to contact the finance provider at the earliest opportunity.

There may be an early termination figure in place to settle any outstanding finance, but depending on the circumstances the finance provider could waiver this.

Question 34

Can I add a private number plate to my lease car?

Accepted Answer

If you want to add a private registration plate to a vehicle you&#x27;ve leased, you will need the permission of the finance provider. However, this shouldn&#x27;t be a problem, provided you follow the correct procedure.

You will need to take delivery of the car first as a provider won&#x27;t be able to arrange for the cherished plate to be added beforehand. After this, you must start by arranging for the finance provider to be named as a Nominee on the Certificate of Entitlement.

An admin fee of around £35 will need to be paid to the finance provider and you will need to post the certificate (with the provider&#x27;s name as the nominee) and a covering letter to them. Once this has been acknowledged by the provider, the documents will be sent to the Driver and Vehicle Licensing Agency (DVLA) to process.

You must not change the number plate on the lease vehicle until the DVLA and finance provider confirm the car&#x27;s new registration.

Question 35

Does a 9-month initial rental mean I don&#x27;t have to start paying the lease cost until month 10?

Accepted Answer

No, an initial rental is only an advanced payment which works against the total cost of a lease deal. So, in this case, a 9-month initial means you will pay 9 times the monthly leasing price of the vehicle after the contract length, annual mileage and any maintenance package has been selected.

Once you receive your new car, you will then pay the agreed monthly fee for the entirety of your contract.

Question 36

Can I smoke in my lease car?

Accepted Answer

There isn&#x27;t a specific rule which forbids you from smoking inside your lease car, unless you are a business customer leasing a commercial vehicle. However, personal customers are advised to potentially cause the interior of the vehicle to deteriorate by doing so regularly.

The BVRLA (British Vehicle Rental and Leasing Association) fair wear and tear guidelines have a clause which stipulates how the interior of each lease car should be kept. Cigarette burns or degradation from cigarette smoke will lead you to be charged a fee for excess damage at the end of your agreement.

Question 37

I&#x27;m arranging insurance for my lease car. How can I get an accurate quote?

Accepted Answer

When running an insurance quote for a lease car, make sure that you are accurate with the information you fill out online.

The first thing you will probably be asked for is the registration number of the vehicle, which you should be able to get details of from your leasing provider after you&#x27;ve made an order. Making sure other factors such as where the vehicle is kept overnight, annual mileage and the make and model itself are correct will ensure you get an accurate price from the insurer.

To get the best price possible, consider paying for the year, as opposed to monthly, this way you can avoid paying a little bit extra on interest.

Question 38

How long will it take before my car is delivered?

Accepted Answer

On average, a typical lease car order which is &#x27;in stock&#x27; (meaning it is already built and with a local dealer) will take around 2-4 weeks from the point of submitting the order to you receiving the vehicle.

However, if you&#x27;ve chosen a car that has certain features or specifications which mean it needs to be built and shipped by the manufacturer, this is what&#x27;s known as a &#x27;factory order&#x27;. Usually you can wait anywhere between four weeks or up to six months for highly specialised models. Or, it may be that you&#x27;ve chosen a popular model which is high in demand.

Each deal listed on Moneyshake&#x27;s comparison tables will tell you whether it is in stock or a factory order, so be sure to check this before enquiring with one of our providers.

Question 39

How does annual mileage and contract length affect the lease price?

Accepted Answer

Monthly lease payments are calculated based on how much a car depreciates over the course of a contract. Two factors which impact each deal&#x27;s price massively are your annual mileage (how long you decide to drive your new car each year) and the length of your contract (how long you decide to have the car for).

In short, the more miles you specify on your deal, the higher your monthly payments will be. This is because a higher number of miles driven means there&#x27;s a greater chance of there being more wear and tear on the vehicle.

However, often confusingly, a longer contract (e.g. 48 months) will show a cheaper price per month than a shorter one for the same car. The reason for this is because finance providers recognise that the most a vehicle depreciates is in the first two years of driving. A three or four-year agreement, on the other hand, spreads the cost of depreciation is therefore less each month.

Question 40

Can I vinyl wrap my lease car to advertise my company&#x27;s brand?

Accepted Answer

Leasing providers are used to customers asking for permission to put small graphics or even full body wraps on their cars in order to showcase a business effectively. However, whether or not you will be allowed to do so depends on the rules of the finance provider funding the agreement.

If you want to sticker up your lease car, be sure to mention this in the upfront negotiations with your chosen provider. It may be that you are allowed to do so, but be under guarantee that the wrapping will be done by a reputable company in order to ensure that no damage is done to the paintwork of the car when it comes to removing it.

Question 41

How much company car tax will be due on my business lease car each year?

Accepted Answer

The amount of annual company vehicle tax you pay on a lease car will depend on a number of factors, including:

- The list price (or &#x27;P11D value&#x27;) of the car, including VAT.
- Tax percentage rate of your income.
- Benefit in kind (BIK) tax banding of the vehicle, which will be determined by the level of its CO2 emissions.

You can work out the amount of tax on a car using an online calculator, such as the one on GOV.UK.

Question 42

When do I pay the initial rental and monthly payments?

Accepted Answer

You&#x27;ll most likely find that the initial payment will have to be paid before your new car is delivered or 14 days after receiving the car, depending on the finance provider&#x27;s policies.

In some cases, you may have to make your first monthly payment in the same month as your initial rental. However, this only tends to be if your initial payment falls within a certain date period within the month.

It&#x27;s good practice to put aside enough money to afford both the intial rental and first monthly payment, just in case you need to make them in the same month.

Question 43

Is road tax included?

Accepted Answer

Yes, all Moneyshake lease deals come with road tax included for the entire duration of your contract term.

As well as road tax, you&#x27;ll also have the full manufacturer&#x27;s warranty included throughout your agreement and free UK mainland delivery.

Question 44

Can I take my lease car abroad?

Accepted Answer

Speak to your leasing provider directly about getting permission to take your lease car abroad. There may be extra paperwork you need to fill out before this is given the go-ahead.

You will need the following documentation with you if you do end up taking the car with you.

1. Full driving licence and proof of insurance.
2. A VE103B Vehicle on Hire Certificate - issued by the BVRLA (British Vehicle Rental and Leasing Association) and replaces the V5C (or &#x27;log book&#x27;) which the leasing provider keeps.
3. In various European countries you&#x27;ll need to carry a sticker which tells local authorities that your car complies with European emission standards. This is because many of them have Low Emission Zones (LEZ). You can easily purchase these online, and you&#x27;ll need to do so before travelling.
Other items and precautions you need to take with you include:

- A GB sticker on the rear of your car.
- Warning triangle, two high-vis yellow vests and spare bulbs.
- A thorough check over your vehicle to make sure that it&#x27;s safe.

Question 45

What happens at the end of the lease agreement?

Accepted Answer

Your car will be inspected for any potential damage considered &#x27;beyond fair wear and tear&#x27; and collected by a professional individual working on behalf of your leasing provider on a suitable date for both parties. Don&#x27;t worry, the car isn&#x27;t expected to be in showroom condition! However, you&#x27;ll need to pay for repairs if the vehicle is in a condition which doesn&#x27;t reflect normal use over the period of time you had it.

A provider will also check the odometer on the car during the inspection to make sure that the agreed annual mileage cap has been stuck to. Should you go over this, an excess mileage charge will be in place at a rate per mile specified by the provider at the beginning of the lease.

Given that the vehicle is in an acceptable condition and you don&#x27;t go over your agreed mileage, you have three options.

1. Return the car and lease another brand-new vehicle from the same provider. Usually a member of the team will be in touch in the weeks leading up to the end of your contract to see what your plans are, and if they can help you find your next suitable model.
2. Return the car and search online to compare deals on your next new car from multiple providers.
3. Return the car and walk away if you don&#x27;t need or want another vehicle, with nothing more to pay.

At no point will you own a lease car, so you won&#x27;t need to worry about trying to sell it on when you no longer need it.

Question 46

Are all lease cars brand-new and include delivery?

Accepted Answer

All lease vehicles from Moneyshake come from one of the various manufacturer dealership networks across the UK.

Our providers have good relationships with a wide variety of dealerships, meaning lease deals on our website are competitively priced and come from a trusted supplier.

How your lease car is delivered will depend on your chosen leasing provider. Some of our partners do driven delivery, while others will transport your new car using a tailored delivery truck. You must have a UK mainland address (excluding Northern Ireland) to qualify for free delivery, although you will still be able to order a car from Moneyshake and collect it from a location specified by the provider.

If you have a preference for delivery, it may be best to check with the provider at the enquiry stage as to which method they use.

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